Appraisal and Umpire Services
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At Liberta Group, we have highly trained, professional, experienced property adjusters that are qualified to act as an appraiser on your behalf. We commit to provide courteous, prompt and effective service for our clients. You will find our employees highly trained and dedicated to act in an ethical manner with high moral standards.
Liberta Group is the choice if you find yourself in a dispute over damages. Almost all property insurance policies contain a provision specifying “appraisal” as a means of resolving disputes over the amount of loss associated with a covered claim. Appraisal provides an efficient method for an insured and insurance company to resolve a dispute over the amount of a covered loss when both parties agreed about the existence of coverage. Whether the damage is due to water leak, fire, flood, wind storm, hail or any other natural phenomena, Liberta Group has the experience working on residential and commercial properties to know how to resolve discrepancies and disagreements. We are familiar with the actual time and realistic costs of materials it takes to bring a property back to its original state. Why use Liberta Group? |
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Professional Experience –Our founder, Robert Boll has a long list of experience in the construction and insurance industries, handling everything from major disaster claims to small kitchen water leaks. He is very experienced in both Residential and Commercial claims. He has been utilized and recognized as an Executive General Adjuster by a Major Insurance company. He works as an Appraiser and Umpire currently in Florida and Georgia.
Licenses and Certifications Florida Resident Adjuster License E131707 Florida General Contractor CRC1334189 IICRC WRT - Water Restoration Technician CPLA - P.L.A.N. Certified Appraiser Accurate and Honest – The insurance claims appraisal process provides every opportunity to gather the real details of the loss and correct errors or mistakes of original inexperienced adjusters. By the time a claim makes appraisal it has usually been revised by the insurance company at least once. The scope should be well defined and developed by the process. The accuracy of an appraisal can extend beyond the Coverage A and most appraisals we conduct include all coverages. We will almost always include an itemized detail for the award articulating all of the coverages appraised and the values both before and after deductible. Productivity –Appraisal allows contractors to go back to building instead of arguing with adjusters. It allows adjusters the opportunity to go serve insureds where they can make a difference and gives appraisers something to do. The process is beautiful in that it has a beginning marked by the demand and an end illustrated in the award. Insurance is an avalanche of math – numbers, percentages and fractions. Some percentage of claims are best served by the appraisal process. Appraisers are set to go out in the field and visit the site again to see what may have been missed or is overblown without a court order and months of arguing in the process. Fair Costs – Fee sharing or one-way attorney fees in Florida add significantly to the costs of the file. It is certain there are many losses that require a judge, good counsel, and a jury – but many property claims are not that. The lines between damages caused by a covered loss, old damage, construction defect, and other causes of loss are difficult to understand and even harder to articulate in a written report. However, these differences in damage model may be perfectly clear in an appraisal panel inspection. Months or years of back and forth can be eliminated by the appraisers meeting and resolution. |
